There's a quiet injustice baked into the way most nonprofits and houses of worship collect donations today. Every time someone gives through a digital platform — whether it's PayPal, Stripe, a church giving app, or a major fundraising platform — a percentage of that gift disappears before it reaches the mission. The donor intends to give $100. The organization receives $97.10. The difference goes to a payment processor who had no stake in the mission.
Over a year, across hundreds or thousands of transactions, those small percentages become large numbers. And they come entirely at the expense of the work your organization exists to do.
Cryptocurrency changes this math — and OrangeTill is built to make it simple.
The fee problem, clearly stated
Traditional payment processors charge percentage-based fees because they act as intermediaries. They move money from one bank account to another, taking a cut for the service. The typical range is 1.5% to 3% per transaction, plus fixed fees per donation.
On a congregation that collects $5,000 per week, a 2.9% processing fee costs over $7,500 per year. On a nonprofit running a $100,000 annual campaign, it's $2,900 gone before a single program is funded.
With OrangeTill, there are no percentage fees because there is no intermediary. When a donor sends crypto to your wallet, the transaction goes directly from their wallet to yours — on the blockchain, with no company in the middle taking a cut. OrangeTill charges a flat software subscription to provide the QR code tool. Nothing more.
Why crypto donors are worth reaching
Beyond the fee savings, there's another reason nonprofits and houses of worship should care about Bitcoin giving: the donor base.
People who hold Bitcoin and other cryptocurrencies tend to be ideologically motivated about their assets. Many of them have been looking for meaningful ways to put their crypto to use — and charitable giving is high on that list. A significant portion of long-term Bitcoin holders have never found a simple way to donate their crypto to causes they care about, simply because most organizations don't accept it.
By accepting Bitcoin, your organization unlocks access to a donor segment that is currently completely invisible to you — not because they don't want to give, but because you haven't given them a way to.
The tax advantage for donors
In the United States, donating cryptocurrency directly to a 501(c)(3) nonprofit is generally treated as a non-cash charitable contribution. This can be a significant advantage for donors who hold appreciated crypto assets:
- No capital gains tax: When a donor gives appreciated crypto directly, they typically avoid paying capital gains tax on the appreciation — tax they would have owed if they sold first and donated cash.
- Full fair market value deduction: The donor can typically deduct the full fair market value of the crypto at the time of donation, not just their original cost basis.
- Your organization receives 100%: Because you received the crypto directly rather than after a sale, nothing was lost to taxes or processing fees.
This combination — no capital gains for the donor, full deduction, full receipt for the organization — makes direct Bitcoin giving one of the most tax-efficient forms of charitable contribution available. Always encourage donors to consult a tax professional, and confirm your organization's policies with legal counsel.
Important: Tax rules for Bitcoin donations are still evolving. This article is educational, not legal or tax advice. Encourage your donors to consult a qualified tax professional familiar with cryptocurrency.
The QR code offering — how it works in practice
The most natural use of OrangeTill for houses of worship is during offering time. Rather than — or in addition to — passing a physical plate, you project a QR code on your screen. Congregants who want to give with crypto open their wallet app, tap Send, scan the code, confirm the amount, and the gift is complete in seconds.
The QR code contains your wallet address and the suggested donation amount already filled in. The donor doesn't have to type anything. They don't need to know your wallet address. They just scan and confirm.
For the leadership team, generating that QR code takes about ten seconds: open OrangeTill, enter the dollar amount (it converts to crypto automatically at live rates), select the coin, tap Generate. The code is ready to project or display on any screen — tablet, laptop, TV, projector.
International and cross-border giving
For organizations with global missions — supporting missionaries, partnering with international organizations, funding disaster relief — crypto has a practical advantage that no other payment method can match: it moves across borders instantly, with no wire fees and no currency conversion delays.
Sending $500 to a partner organization in another country via bank wire can cost $25–$50 in fees and take several days. Sending $500 in Bitcoin or USDC takes seconds and costs cents in transaction fees. The recipient receives essentially the full amount.
This is particularly meaningful for organizations supporting work in countries where banking infrastructure is unreliable or where the local currency is unstable. Stablecoins like USDC give recipients dollar-denominated value without requiring a US bank account.
Getting started — what you actually need
Setting up OrangeTill for your organization requires three things:
- A Bitcoin wallet for your organization. This is a free app that holds your donations. We recommend a beginner-friendly Bitcoin wallet like Blue Wallet — it supports both Bitcoin and the Lightning Network and has a clean, simple interface. Our wallet guide walks you through setup in about 5 minutes.
- An OrangeTill subscription. Plans start at $9.99/month. You enter your wallet address in Settings, and OrangeTill validates it automatically.
- A device to run OrangeTill. Any phone, tablet, or laptop with a browser. OrangeTill is a web app — nothing to install.
That's genuinely it. No hardware purchase, no merchant account application, no technical setup beyond pasting a wallet address.
Talking to your board or leadership team
Introducing Bitcoin giving to a board or elder council sometimes requires a conversation. A few points that tend to land well:
- Your organization doesn't have to hold Bitcoin. Donations can be converted to dollars through an exchange like Coinbase within minutes of receiving them. Accepting Bitcoin doesn't require holding it.
- We're not speculating. OrangeTill is simply an additional way for donors to give. It doesn't change how the organization manages its finances.
- The fee savings are real. Running the math for your specific giving volume is usually persuasive. Our nonprofit page has a breakdown you can share.
- It reaches donors we're currently missing. Every major giving platform advises nonprofits to diversify giving channels. Crypto is an emerging channel with a motivated donor base.
Questions from nonprofit leaders
Ready to keep 100% of every gift?
See how OrangeTill is purpose-built for nonprofits and houses of worship — zero percentage fees, simple QR code giving, and a flat subscription that pays for itself on day one.
Learn more on our nonprofit page →